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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,384$213,384$269,999
Remaining term (yrs)24.424.430.0
Secondary amount$0$56,615$0
Funding fee$1,067$1,067$0
Note rate2.73%2.73%7.18%
Blended rate2.73%4.045%7.42%
1st payment$996.17$996.17$1,829.07
2nd payment$0.00$424.62$0.00
Taxes / mo$270.83$270.83$270.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$429.00$429.00$429.00
Total monthly$1,846.01$2,270.62$2,732.90
Cash to close$86,615$30,000$30,000