UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$265,313$265,313$301,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$36,187$0
Funding fee$1,327$1,327$0
Note rate2.77%2.77%7.18%
Blended rate2.77%3.518%7.42%
1st payment$1,223.81$1,223.81$2,042.47
2nd payment$0.00$271.40$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,747.98$2,019.38$2,626.93
Cash to close$69,687$33,500$33,500