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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$400,491
Remaining term (yrs)——30.0
Secondary amount$0$400,491$0
Funding fee$0$0$0
Note rate5.891%5.891%7.11%
Blended rate6.741%7.75%7.35%
1st payment$0.00$0.00$2,694.13
2nd payment$0.00$2,586.50$0.00
Taxes / mo$54.08$54.08$54.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$186.00$186.00$186.00
Total monthly$390.08$2,976.59$3,164.31
Cash to close$444,990$44,499$44,499