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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$113,801$113,801$162,000
Remaining term (yrs)21.121.130.0
Secondary amount$0$48,199$0
Funding fee$0$0$0
Note rate3.75%3.75%7.18%
Blended rate4.6%5.909%7.42%
1st payment$648.13$648.13$1,097.44
2nd payment$0.00$361.49$0.00
Taxes / mo$141.17$141.17$141.17
Insurance / mo$150.00$150.00$150.00
MI / mo$95.42$95.42$32.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,034.71$1,396.20$1,421.01
Cash to close$66,199$18,000$18,000