UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$191,338$191,338$368,910
Remaining term (yrs)19.119.130.0
Secondary amount$0$177,572$0
Funding fee$0$0$0
Note rate3.870%3.870%7.400%
Blended rate4.720%6.299%7.640%
1st payment$1,176.07$1,176.07$2,554.26
2nd payment$0.00$1,183.81$0.00
Taxes / mo$377.33$377.33$377.33
Insurance / mo$150.00$150.00$150.00
MI / mo$177.26$177.26$73.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,880.67$3,064.48$3,155.37
Cash to close$218,562$40,990$40,990