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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$33,846$33,846$179,910
Remaining term (yrs)14.814.830.0
Secondary amount$0$146,064$0
Funding fee$0$0$0
Note rate4.500%4.500%7.400%
Blended rate5.350%7.501%7.640%
1st payment$259.93$259.93$1,245.66
2nd payment$0.00$973.76$0.00
Taxes / mo$166.17$166.17$166.17
Insurance / mo$150.00$150.00$150.00
MI / mo$36.34$36.34$35.98
HOA / mo$0.00$0.00$0.00
Total monthly$612.44$1,586.20$1,597.81
Cash to close$166,054$19,990$19,990