UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$240,666$240,666$359,100
Remaining term (yrs)21.121.130.0
Secondary amount$0$118,434$0
Funding fee$0$0$0
Note rate3.92%3.92%7.11%
Blended rate4.77%5.835%7.35%
1st payment$1,392.28$1,392.28$2,415.69
2nd payment$0.00$789.56$0.00
Taxes / mo$487.67$487.67$487.67
Insurance / mo$150.00$150.00$150.00
MI / mo$208.58$208.58$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,238.53$3,028.09$3,125.18
Cash to close$158,334$39,900$39,900