UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$310,932$310,932$328,500
Remaining term (yrs)28.128.130.0
Secondary amount$0$35,818$0
Funding fee$0$0$0
Note rate6.79%6.79%7.11%
Blended rate7.34%7.808%7.35%
1st payment$2,064.17$2,064.17$2,209.84
2nd payment$0.00$354.45$0.00
Taxes / mo$434.33$434.33$434.33
Insurance / mo$150.00$150.00$150.00
MI / mo$145.27$145.27$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,793.78$3,148.23$2,859.87
Cash to close$54,068$18,250$36,500