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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$235,733$215,910
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.31%7.11%
Blended rate7.86%7.35%
1st payment$1,667.70$1,452.44
2nd payment$0.00$0.00
Taxes / mo$212.17$212.17
Insurance / mo$150.00$150.00
MI / mo$111.38$43.18
HOA / mo$315.00$315.00
Total monthly$2,456.25$2,172.79
Cash to close$4,167$23,990