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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,258$368,910
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,826$0
Note rate5.23%7.11%
Blended rate5.23%7.35%
1st payment$2,150.43$2,481.68
2nd payment$0.00$0.00
Taxes / mo$368.50$368.50
Insurance / mo$150.00$150.00
MI / mo$0.00$73.78
HOA / mo$0.00$0.00
Total monthly$2,668.93$3,073.96
Cash to close$44,642$40,990