UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$177,436$177,436$314,910
Remaining term (yrs)19.519.530.0
Secondary amount$0$137,474$0
Funding fee$0$0$0
Note rate3.71%3.71%7.18%
Blended rate4.56%6.062%7.42%
1st payment$1,063.38$1,063.38$2,133.31
2nd payment$0.00$916.49$0.00
Taxes / mo$284.75$284.75$284.75
Insurance / mo$150.00$150.00$150.00
MI / mo$163.44$163.44$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,661.57$2,578.06$2,631.04
Cash to close$172,464$34,990$34,990