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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$244,043$220,500
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,220$0
Note rate6.1%7.11%
Blended rate6.1%7.35%
1st payment$1,487.72$1,483.32
2nd payment$0.00$0.00
Taxes / mo$179.33$179.33
Insurance / mo$150.00$150.00
MI / mo$0.00$44.10
HOA / mo$0.00$0.00
Total monthly$1,817.05$1,856.75
Cash to close$957$24,500