UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$406,521$406,521$463,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$56,979$0
Funding fee$2,033$2,033$0
Note rate3%3%7.18%
Blended rate3%3.738%7.42%
1st payment$1,940.85$1,940.85$3,139.91
2nd payment$0.00$427.35$0.00
Taxes / mo$482.17$482.17$482.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,589.69$3,017.03$3,881.44
Cash to close$108,479$51,500$51,500