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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$362,496$362,496$459,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$96,504$0
Funding fee$0$0$0
Note rate2.73%2.73%7.11%
Blended rate3.58%4.72%7.35%
1st payment$1,696.36$1,696.36$3,087.72
2nd payment$0.00$723.78$0.00
Taxes / mo$424.33$424.33$424.33
Insurance / mo$166.67$166.67$166.67
MI / mo$295.10$295.10$91.80
HOA / mo$25.00$25.00$25.00
Total monthly$2,607.45$3,331.23$3,795.52
Cash to close$147,504$51,000$51,000