UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$152,120$152,120$224,010
Remaining term (yrs)25.225.230.0
Secondary amount$0$71,890$0
Funding fee$0$0$0
Note rate3.12%3.12%7.18%
Blended rate3.97%5.584%7.42%
1st payment$724.55$724.55$1,517.52
2nd payment$0.00$539.17$0.00
Taxes / mo$283.17$283.17$283.17
Insurance / mo$150.00$150.00$150.00
MI / mo$119.88$119.88$44.80
HOA / mo$437.00$437.00$437.00
Total monthly$1,714.60$2,253.78$2,432.49
Cash to close$96,780$24,890$24,890