UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$428,205$428,205$477,023
Remaining term (yrs)27.127.130.0
Secondary amount$0$48,817$0
Funding fee$0$0$0
Note rate7.57%7.57%7.18%
Blended rate8.12%8.21%7.42%
1st payment$3,100.37$3,100.37$3,231.52
2nd payment$0.00$366.13$0.00
Taxes / mo$467.08$467.08$467.08
Insurance / mo$166.67$166.67$166.67
MI / mo$201.84$201.84$95.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,935.96$4,302.09$3,960.67
Cash to close$101,820$53,003$53,003