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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,045$211,045$332,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$121,865$0
Funding fee$1,055$1,055$0
Note rate3.45%3.45%7.18%
Blended rate3.45%5.116%7.42%
1st payment$1,093.33$1,093.33$2,255.25
2nd payment$0.00$812.43$0.00
Taxes / mo$180.42$180.42$180.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,423.75$2,236.18$2,652.25
Cash to close$158,855$36,990$36,990