UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$258,272$258,272$329,310
Remaining term (yrs)24.724.730.0
Secondary amount$0$71,038$0
Funding fee$0$0$0
Note rate2.87%2.87%7.18%
Blended rate3.72%4.859%7.42%
1st payment$1,212.91$1,212.91$2,230.86
2nd payment$0.00$532.79$0.00
Taxes / mo$419.92$419.92$419.92
Insurance / mo$150.00$150.00$150.00
MI / mo$207.21$207.21$65.86
HOA / mo$0.00$0.00$0.00
Total monthly$1,990.03$2,522.82$2,866.64
Cash to close$107,628$36,590$36,590