UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,982$467,982$495,000
Remaining term (yrs)27.427.430.0
Secondary amount$0$27,018$0
Funding fee$2,340$2,340$0
Note rate6.88%6.88%7.18%
Blended rate6.88%6.996%7.42%
1st payment$3,162.49$3,162.49$3,353.30
2nd payment$0.00$202.64$0.00
Taxes / mo$747.17$747.17$747.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,076.32$4,278.96$4,366.14
Cash to close$82,018$55,000$55,000