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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,144$233,144$449,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$216,766$0
Funding fee$1,166$1,166$0
Note rate3.11%3.11%7.11%
Blended rate3.11%5.346%7.35%
1st payment$1,111.66$1,111.66$3,026.57
2nd payment$0.00$1,399.95$0.00
Taxes / mo$316.50$316.50$316.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,594.82$2,994.77$3,599.72
Cash to close$266,756$49,990$49,990