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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$322,512$322,512$337,500
Remaining term (yrs)26.126.130.0
Secondary amount$0$33,738$0
Funding fee$0$0$0
Note rate6.58%6.58%7.18%
Blended rate7.43%7.851%7.42%
1st payment$2,152.99$2,152.99$2,286.34
2nd payment$0.00$333.87$0.00
Taxes / mo$613.17$613.17$613.17
Insurance / mo$150.00$150.00$150.00
MI / mo$239.28$239.28$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,155.44$3,489.31$3,117.01
Cash to close$52,488$18,750$37,500