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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$143,630$143,630$387,000
Remaining term (yrs)16.916.930.0
Secondary amount$0$243,370$0
Funding fee$0$0$0
Note rate4.37%4.37%7.11%
Blended rate5.22%6.811%7.35%
1st payment$998.90$998.90$2,603.37
2nd payment$0.00$1,571.77$0.00
Taxes / mo$342.75$342.75$342.75
Insurance / mo$150.00$150.00$150.00
MI / mo$141.80$141.80$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,633.45$3,205.22$3,173.52
Cash to close$286,370$43,000$43,000