UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$202,245$202,245$292,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$90,255$0
Funding fee$1,011$1,011$0
Note rate4.17%4.17%7.18%
Blended rate4.17%5.66%7.42%
1st payment$1,066.74$1,066.74$1,981.50
2nd payment$0.00$676.91$0.00
Taxes / mo$327.50$327.50$327.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,544.24$2,221.15$2,517.50
Cash to close$122,755$32,500$32,500