UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$123,354$123,354$332,910
Remaining term (yrs)15.015.030.0
Secondary amount$0$209,556$0
Funding fee$0$0$0
Note rate3.75%3.75%7.18%
Blended rate4.6%6.583%7.42%
1st payment$893.36$893.36$2,255.25
2nd payment$0.00$1,353.38$0.00
Taxes / mo$352.17$352.17$352.17
Insurance / mo$150.00$150.00$150.00
MI / mo$136.64$136.64$66.58
HOA / mo$465.00$465.00$465.00
Total monthly$1,997.17$3,350.55$3,289.00
Cash to close$246,546$36,990$36,990