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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$217,437$217,437$263,700
Remaining term (yrs)23.623.630.0
Secondary amount$0$46,263$0
Funding fee$0$0$0
Note rate3.26%3.26%7.18%
Blended rate4.11%4.968%7.42%
1st payment$1,097.01$1,097.01$1,786.40
2nd payment$0.00$346.97$0.00
Taxes / mo$309.92$309.92$309.92
Insurance / mo$150.00$150.00$150.00
MI / mo$178.32$178.32$52.74
HOA / mo$400.00$400.00$400.00
Total monthly$2,135.25$2,482.22$2,699.05
Cash to close$75,563$29,300$29,300