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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$765,874$747,477
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$3,829$0
Note rate6.190%7.400%
Blended rate6.190%7.640%
1st payment$4,722.70$5,175.38
2nd payment$0.00$0.00
Taxes / mo$416.67$416.67
Insurance / mo$216.67$216.67
MI / mo$0.00$149.50
HOA / mo$85.00$85.00
Total monthly$5,441.03$6,043.21
Cash to close$64,656$83,053