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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,003$207,003$400,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$193,497$0
Funding fee$1,035$1,035$0
Note rate2.88%2.88%7.18%
Blended rate2.88%5.354%7.42%
1st payment$996.38$996.38$2,713.13
2nd payment$0.00$1,289.98$0.00
Taxes / mo$214.67$214.67$214.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,361.05$2,651.03$3,157.89
Cash to close$237,997$44,500$44,500