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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,823$404,100
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$2,289$0
Note rate6.510%7.400%
Blended rate6.510%7.640%
1st payment$2,902.02$2,797.91
2nd payment$0.00$0.00
Taxes / mo$363.42$363.42
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$0.00$0.00
Total monthly$3,415.43$3,392.14
Cash to close$0$44,900