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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$324,922$324,922$629,999
Remaining term (yrs)25.125.130.0
Secondary amount$0$305,077$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%5.775%7.640%
1st payment$1,542.45$1,542.45$4,361.99
2nd payment$0.00$1,970.29$0.00
Taxes / mo$103.67$103.67$103.67
Insurance / mo$166.67$166.67$166.67
MI / mo$256.84$256.84$126.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,069.62$4,039.91$4,758.32
Cash to close$375,077$70,000$70,000