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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,035$235,710
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,305$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$1,734.66$1,632.01
2nd payment$0.00$0.00
Taxes / mo$77.92$77.92
Insurance / mo$150.00$150.00
MI / mo$0.00$47.14
HOA / mo$25.00$25.00
Total monthly$1,987.57$1,932.07
Cash to close$865$26,190