UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$28,150$28,150$90,000
Remaining term (yrs)5.65.630.0
Secondary amount$0$61,850$0
Funding fee$141$141$0
Note rate6.790%6.790%7.400%
Blended rate6.790%8.309%7.640%
1st payment$493.92$493.92$623.14
2nd payment$0.00$463.87$0.00
Taxes / mo$121.67$121.67$121.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$18.00
HOA / mo$0.00$0.00$0.00
Total monthly$765.59$1,229.46$912.81
Cash to close$71,850$10,000$10,000