UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$142,105$142,105$306,000
Remaining term (yrs)22.022.030.0
Secondary amount$0$163,895$0
Funding fee$711$711$0
Note rate3.640%3.640%7.400%
Blended rate3.640%5.975%7.640%
1st payment$779.20$779.20$2,118.68
2nd payment$0.00$1,092.63$0.00
Taxes / mo$232.75$232.75$232.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$70.00$70.00$70.00
Total monthly$1,231.95$2,324.58$2,632.63
Cash to close$197,895$34,000$34,000