UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,666$329,666$359,936
Remaining term (yrs)27.427.430.0
Secondary amount$0$30,270$0
Funding fee$0$0$0
Note rate7.250%7.250%7.400%
Blended rate7.800%7.901%7.640%
1st payment$2,307.93$2,307.93$2,492.12
2nd payment$0.00$227.03$0.00
Taxes / mo$112.08$112.08$112.08
Insurance / mo$150.00$150.00$150.00
MI / mo$155.06$155.06$71.99
HOA / mo$0.00$0.00$0.00
Total monthly$2,725.07$2,952.10$2,826.20
Cash to close$70,263$39,993$39,993