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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,582$230,582$373,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$142,918$0
Funding fee$1,153$1,153$0
Note rate3.150%3.150%7.400%
Blended rate3.150%5.006%7.640%
1st payment$1,147.40$1,147.40$2,586.04
2nd payment$0.00$952.78$0.00
Taxes / mo$108.33$108.33$108.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,405.73$2,358.52$2,919.07
Cash to close$184,418$41,500$41,500