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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,345$296,910
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,722$0
Note rate6.090%7.400%
Blended rate6.090%7.640%
1st payment$2,094.84$2,055.74
2nd payment$0.00$0.00
Taxes / mo$4.67$4.67
Insurance / mo$150.00$150.00
MI / mo$0.00$59.38
HOA / mo$0.00$0.00
Total monthly$2,249.51$2,269.79
Cash to close$0$32,990