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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$43,157$43,157$251,100
Remaining term (yrs)27.027.030.0
Secondary amount$0$207,943$0
Funding fee$0$0$0
Note rate6.770%6.770%7.400%
Blended rate7.320%7.676%7.640%
1st payment$290.09$290.09$1,738.57
2nd payment$0.00$1,342.96$0.00
Taxes / mo$62.17$62.17$62.17
Insurance / mo$150.00$150.00$150.00
MI / mo$20.24$20.24$50.22
HOA / mo$0.00$0.00$0.00
Total monthly$522.49$1,865.46$2,000.95
Cash to close$235,843$27,900$27,900