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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$173,018$173,018$279,000
Remaining term (yrs)23.123.130.0
Secondary amount$0$105,982$0
Funding fee$865$865$0
Note rate3.68%3.68%7.18%
Blended rate3.68%5.321%7.42%
1st payment$923.70$923.70$1,890.04
2nd payment$0.00$706.54$0.00
Taxes / mo$154.58$154.58$154.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,228.29$1,934.83$2,250.43
Cash to close$136,982$31,000$31,000