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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,062$234,062$292,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$58,438$0
Funding fee$1,170$1,170$0
Note rate2.87%2.87%7.18%
Blended rate2.87%4.095%7.42%
1st payment$1,122.72$1,122.72$1,981.50
2nd payment$0.00$438.29$0.00
Taxes / mo$295.17$295.17$295.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$435.00$435.00$435.00
Total monthly$2,002.89$2,441.17$2,920.16
Cash to close$90,938$32,500$32,500