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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,593$323,593$332,730
Remaining term (yrs)27.027.030.0
Secondary amount$0$27,622$0
Funding fee$0$0$0
Note rate7.18%7.18%7.18%
Blended rate7.73%8.056%7.42%
1st payment$2,261.56$2,261.56$2,254.03
2nd payment$0.00$273.34$0.00
Taxes / mo$426.83$426.83$426.83
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$66.55
HOA / mo$0.00$0.00$0.00
Total monthly$2,991.40$3,264.74$2,897.41
Cash to close$46,107$18,485$36,970