UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$205,132$205,132$225,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$32,368$0
Funding fee$0$0$0
Note rate6.11%6.11%7.11%
Blended rate6.96%7.63%7.35%
1st payment$1,310.44$1,310.44$1,513.59
2nd payment$0.00$320.31$0.00
Taxes / mo$193.83$193.83$193.83
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$45.00
HOA / mo$325.00$325.00$325.00
Total monthly$2,132.28$2,452.59$2,227.42
Cash to close$44,868$12,500$25,000