UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$179,101$179,101$225,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$45,899$0
Funding fee$896$896$0
Note rate2.89%2.89%7.18%
Blended rate2.89%4.136%7.42%
1st payment$860.93$860.93$1,524.23
2nd payment$0.00$344.24$0.00
Taxes / mo$232.83$232.83$232.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$364.00$364.00$364.00
Total monthly$1,607.76$1,952.00$2,316.06
Cash to close$70,899$25,000$25,000