UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,582$228,582$315,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$86,418$0
Funding fee$1,143$1,143$0
Note rate3.69%3.69%7.18%
Blended rate3.69%5.147%7.42%
1st payment$1,224.34$1,224.34$2,133.92
2nd payment$0.00$648.14$0.00
Taxes / mo$291.58$291.58$291.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,665.93$2,314.06$2,638.50
Cash to close$121,418$35,000$35,000