UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$208,487$208,487$260,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$51,613$0
Funding fee$0$0$0
Note rate2.91%2.91%7.18%
Blended rate3.76%4.8%7.42%
1st payment$1,006.73$1,006.73$1,762.01
2nd payment$0.00$387.10$0.00
Taxes / mo$339.92$339.92$339.92
Insurance / mo$150.00$150.00$150.00
MI / mo$171.10$171.10$52.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,667.76$2,054.85$2,303.94
Cash to close$80,513$28,900$28,900