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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,559$235,559$269,100
Remaining term (yrs)27.727.730.0
Secondary amount$0$33,541$0
Funding fee$1,178$1,178$0
Note rate6.99%6.99%7.11%
Blended rate6.99%7.241%7.35%
1st payment$1,602.43$1,602.43$1,810.25
2nd payment$0.00$251.56$0.00
Taxes / mo$272.25$272.25$272.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$510.00$510.00$510.00
Total monthly$2,534.68$2,786.24$2,796.32
Cash to close$63,441$29,900$29,900