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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$136,112$136,112$165,150
Remaining term (yrs)24.524.530.0
Secondary amount$0$29,038$0
Funding fee$0$0$0
Note rate3.13%3.13%7.18%
Blended rate3.98%4.863%7.42%
1st payment$660.54$660.54$1,118.78
2nd payment$0.00$217.78$0.00
Taxes / mo$176.25$176.25$176.25
Insurance / mo$150.00$150.00$150.00
MI / mo$109.15$109.15$33.03
HOA / mo$245.00$245.00$245.00
Total monthly$1,340.95$1,558.73$1,723.06
Cash to close$47,388$18,350$18,350