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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,559$193,410
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,178$0
Note rate6.99%7.18%
Blended rate6.99%7.42%
1st payment$1,602.43$1,310.23
2nd payment$0.00$0.00
Taxes / mo$272.25$272.25
Insurance / mo$150.00$150.00
MI / mo$0.00$38.68
HOA / mo$510.00$510.00
Total monthly$2,534.68$2,281.16
Cash to close$0$21,490