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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,091$166,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.35%7.18%
Blended rate6.9%7.42%
1st payment$1,313.57$1,127.93
2nd payment$0.00$0.00
Taxes / mo$169.42$169.42
Insurance / mo$150.00$150.00
MI / mo$96.76$33.30
HOA / mo$300.00$300.00
Total monthly$2,029.74$1,780.65
Cash to close$0$18,500