UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,522$148,522$283,410
Remaining term (yrs)20.320.330.0
Secondary amount$0$134,888$0
Funding fee$743$743$0
Note rate4.17%4.17%7.11%
Blended rate4.17%5.993%7.35%
1st payment$901.45$901.45$1,906.52
2nd payment$0.00$899.25$0.00
Taxes / mo$280.33$280.33$280.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.68
HOA / mo$0.00$0.00$0.00
Total monthly$1,331.78$2,231.03$2,393.53
Cash to close$166,378$31,490$31,490