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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$188,907$96,300
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$945$0
Note rate6.71%7.18%
Blended rate6.71%7.42%
1st payment$1,265.22$652.37
2nd payment$0.00$0.00
Taxes / mo$348.92$348.92
Insurance / mo$150.00$150.00
MI / mo$0.00$19.26
HOA / mo$0.00$0.00
Total monthly$1,764.14$1,170.55
Cash to close$0$10,700