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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,603$323,100
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,653$0
Note rate6.78%7.18%
Blended rate6.78%7.42%
1st payment$2,192.60$2,188.79
2nd payment$0.00$0.00
Taxes / mo$385.67$385.67
Insurance / mo$150.00$150.00
MI / mo$0.00$64.62
HOA / mo$0.00$0.00
Total monthly$2,728.27$2,789.08
Cash to close$28,397$35,900